Financial Freedom Debt Planner Package

This package includes an intuitive, spreadsheet-based planner to help you tackle your debt.

Take full control of your finances with the most comprehensive edition of the Debt Planner—designed to help you track, plan, and pay off your debts so you can finally reach the financial freedom you've been dreaming of.



​
The Financial Freedom Debt Planner is designed for people in debt looking for smart, data driven ways to become debt free. 

This powerful tool will help you keep track of debt information and payments, track trends, spot high expense days, develop payment plans to pay off your debts, and so much more!

Gain deeper insight into your financial health, make confident money decisions, and stay aligned with your bigger goals — all in one organized, easy-to-use spreadsheet system. Pay once, use forever.

Entering, modifying, and clearing your debt payment information takes seconds:

Understand individual debts in seconds. With one click, you can generate customized charts with useful information to help you better understand your debts on an individual basis.

The interactive calendar view updates automatically as you select filtering options reflecting that data input on the pay log sheet. This view will help you calculate monthly payment amounts, identify high cost days, spot trends in charges, and more.


See your month at a glance on the Monthly Summary sheet using the quick dropdown menu for detailed, easy-to-read insights comparing the selected month to the previous month:


The Yearly Summary sheet, like the Monthly Summary sheet, generates useful insights and charts but compares the chosen year's date to the previous year. This helps you spot trends from year to year.


The All Time Summary sheet generates useful insights and charts but based on the the chosen timeframe. This gives you a unique multi-year view of your debt history.


Finally, the Payoff sheet is where the real magic happens. Here you can choose up to 15 different debts to create a personalized debt plan for yourself. With 7 different payoff plan options, flexible start date, optional extra payment option, and 3 way comparisons, you'll have everything you need to create your debt payoff plan!

The 3 payoff plan comparisons include:
Standard: just paying the minimum on all debts with no rollovers
Strategy: breaking down your payment plan for all chosen debts using the chosen strategy and optional extra with rollovers
Actual: this pulls information from your pay log to help you track where you are compared to your payment plan.
List of what's included:
✔️ Track Debt Payments — Log itemized entries with a structured table and linked category/subcategory tagging for all your debts

✔️ Customizable Dropdown Menus — Tailor your tracker with editable categories, subcategories, and payment methods

✔️ Dynamic Calendar Views — See different debt metrics mapped by day, viewed in a yearly calendar to help you spot trends at a glance.

✔️ Monthly, Yearly, & Cumulative Totals — Monitor your finances over time with automatic monthly breakdowns, average monthly calculations, and running yearly totals

✔️ Built-in Sorting & Filtering — Quickly find, sort, filter, and organize your entries for easy analysis

✔️ Yearly, Monthly, and All-time Summary Dashboards — See the big picture with visual charts, category breakdowns, and comparison tables

✔️ Financial Health Highlight Section — Instantly spot key insights like over/under performance and high/low category impacts
✔️ Individual Debt Insights — Generate customized charts for individual debts in one click to view due dates, credit utilization, balance trends, and more

✔️ Payoff Plan Tool — Calculate and compare different payoff plans in just a few clicks between up to 15 different loans at a time

✔️ Multiple Payoff Plan Options — Choose from 7 different payoff plan options to find the best one for you

✔️ Payoff Plan Tracking — Track and compare your payoff progress in real time on the Payoff sheet as you enter your payments in the Pay Log

✔️ Payoff Plan Extras — The payoff plan tool ​has ​a flexible start date, option ​to add an extra monthly ​payment, and even an option to rank your debts based on personal preference

✔️ No App Required — Set up in Google Sheets: no new downloads, no extra passwords, access from anywhere, anytime, and can even be used offline (with settings enabled)

🎉 Pay Once, Use Forever — No subscriptions or hidden fees

Are you ready to finally become debt free?

Get the
Financial Freedom Debt Planner Package
for $49

Buy Now



Click here to go to The Student Architect Library



Disclaimers:
This tool is built exclusively for use with Google Sheets and is not compatible with Microsoft Excel or other spreadsheet software. Some features may not display or function properly outside of the Google Sheets environment.

Terms of Use & Copyright:
This finance planning tool, including its design, structure, formulas, layout, and associated materials, is the intellectual property of The Student Architect and is protected under applicable copyright laws.


By accessing or using this tool, you agree to the following terms:

This tool is provided for personal or internal business use only and may not be copied, shared, redistributed, or resold, in whole or in part, without explicit written permission.

You may customize and adapt the tool for your own use, but you may not distribute modified versions.

No warranties or guarantees are made regarding accuracy, completeness, or suitability for your specific financial situation. This tool is not a substitute for professional financial, tax, or legal advice.

Use of this tool is at your own discretion and risk. The Student Architect is not responsible for any losses or damages resulting from the use of this product.

See more on Terms here.